Learn · Getting steady

Card limit used

How much of your card's limit you're using right now.

Where you see it

The share of each card's limit you're using, on your overview and the card's page.

What it means

Your limit is the most the card lets you owe. Card limit used is what you owe as a share of that limit. Lenders like to see it under 30 %, and lower is better. Paying the card down, or paying before the statement date, brings it down.

Why it matters

It's one of the biggest things lenders look at when you ask for a loan or a new card.

What to do

See your cards in WealthyJack.

Banks call this credit utilization.